Kaspi-wallet: user manual

Most recently, the population of our country was scaredthe phrase "electronic money and wallets". The people did not trust this, considering it a fraud. Today, people, especially the younger generation, already can not imagine life without the conveniences that provide electronic money. Kaspi-wallet to many people of Kazakhstan made life easier and saved time and money.

With this wallet you can payutilities, fines and taxes, replenishing the balance of many telephone operators, buying goods on credit or by installments, and even getting bonuses for it.

Creating a wallet

Kaspi-purse is created quite simply, the main condition - the availability of one of the cellular operators in Kazakhstan. Now the whole algorithm:

• We pass to the official site of "Caspian Bank".
• On the main page, select "registerpurse ", then enter the phone number to which you have permanent access (this is important), it immediately receives SMS with the code necessary to continue registration.
• Fill in all the necessary information in the markedfield (name, date of birth). You make your own data, because when you pay for certain types of services you will need to enter the IIN, if it does not coincide with your name and the date of birth established at registration, the operation will not be possible.
• Come up with and enter a strong password (and write it down).

You opened your Kaspi-wallet!

How to recharge the balance?

Replenish the wallet is not more difficult than creating it:

• We find the terminal of "Caspian Bank". It can be found by bright red color. These devices are located in all cities of Kazakhstan and regional centers. If there are no such terminals in your locality, you can use other (for example, "Cashier24") in the financial services or banking operations (depending on the terminal).
• We are looking for a bright red "Kaspi Bank" icon, after that we click on it, choose "Add money".
• We pay the necessary amount.
• Be sure to click on the "Pay" button.

The balance almost always comes instantaneously, sometimes there are delays of 30 minutes.

Payment of utility services

In order to save time and money,the number of young people began to use Kaspi-wallet. Payment for utilities, reviews about which are 100% positive, are made quickly, simply and reliably. All you need to do is:

• Go to your office on the site.
• Find the service of interest (light, gas, telephone, water, intercom).
• Check the debt. To do this, you need to enter the account number, then the information about the debt will be indicated, as well as the name of the owner of the property and his address appear when paying for certain services.
• Specify the amount to be transferred (the system allows you to specify it before tiynov).
• Choose the place from which the funds will be debited: Kaspi-purse, bonus account or plastic card (you can pay by another bank card).
• Click on the "pay" button, in the appeared windowconfirm payment. If the amount exceeds 5000 tenge, an SMS message with the code to be entered in the field will be sent to the mobile phone specified during registration.

How do I check the payment?

To do this, in the section "My payments" you need to selectthe History tab. All successfully completed transactions will be marked by a green circle. Those operations that have not yet passed will be indicated by a red circle with an exclamation point inside. Payment occurs immediately, in a few cases there may be a delay, again not through the fault of Kaspi Bank, but as a result of internal technical problems of enterprises, to whose personal accounts the transfer of funds takes place.

other services

The wallet provides an opportunity to pay a huge number of services. In addition to the communal apartment, you can pay a kindergarten, taxes, fines, mobile communications.

On the site there is even a store where for paymentyou can use Kaspi-wallet. Reviews about this service vary: some users can not correctly make an order and pay for the product, others use it at every purchase, because the catalog of goods is represented by a fairly wide range (home appliances, electronics, household goods, toys, etc.).

Possibility to transfer money from account to accountinside the system and between cards also adds a plus to the overall rating of the wallet. This service, like everyone else, is "on the machine", without any unexpected moments.

Attention deserves the "Kaspi-RED" club, to join thewho can anyone who has a Kaspi-wallet. What it is, you can see on the official website, but in a nutshell - it's an opportunity to buy goods in installments without overpayment.

Mobile app

For those who do not part with their smartphone,but it does not have a computer, the service is also available, since the bank's management has developed a full-featured application with the entire list of services provided by the wallet. In using the application there are also no difficulties - everything is simple and understandable. Being in traffic jams or while driving in a minibus to work or somewhere else, you can pay for all utilities, without allocating additional time for this.

As a result, Kaspi-wallet provides a largebenefit both in time and in money: because for the replenishment and payment of services the system does not charge a commission at all. In addition, users still receive a bonus of 1% of the amount spent. It would seem that a little, but with an average monthly payment of a communal apartment in 20000 tenge, 200 of them are returned to the purse in the form of bonuses, which can also be used for any purpose. Some services are provided with a bonus of 5%, for example, for paying for flights and bills at certain restaurants.